Deposit Rates
Effective June 30, 2026
Certificate of Deposit Rates
Account Description | Dividend Rate % | Annual Percentage Yield |
|---|---|---|
3 Month Term Certificate | 1.094 | 1.10 |
6 Month Term Certificate | 3.639 | 3.70 |
12 Month Term Certificate | 3.639 | 3.70 |
24 Month Term Certificate | 3.687 | 3.75 |
36 Month Term Certificate | 3.735 | 3.80 |
36 Month Term Jumbo Certificate | 3.832 | 3.90 |
48 Month Term Certificate | 3.784 | 3.85 |
48 Month Term Jumbo Certificate | 3.880 | 3.95 |
60 Month Term Certificate | 3.784 | 3.85 |
60 Month Term Jumbo Certificate | 3.880 | 3.95 |
Traditional, Roth, and Education IRA certificates are priced the same as regular certificates.
Minimum to open a regular certificate is $1,000; minimum to open a jumbo certificate is $50,000; minimum to open an IRA certificate is $500. IRA certificate terms start at 12 months.
A penalty will or may be imposed for early withdrawal.
Elite Money Market Account *
Balances to $2,499.99 | 0.00 | 0.00 | |
Balances $2,500 to $24,999.99 | 1.4898 |
| |
Balances $25,000 to $49,999.99 | 1.5884 | 1.60 | |
Balances $50,000 to $99,999.99 |
| 1.70 | |
Balances $100,000 and over |
| 1.80 |
*Minimum to open Elite Money Market Account is $2,500. Rates are subject to change without notice.
All rates and yields listed below are from the last dividend declaration date of August 27, 2026.
Share Accounts (Student, Club) |
| 0.02 | |
IRA Share Account |
| 0.02 | |
Go Green Checking | 0.50 | 0.50 | |
i-Net |
| 3.00 | |
Express Zip & Student Checking | 0.00 | 0.00 | |
New Access Checking | 0.00 | 0.00 |
